Frequently Asked Questions

What is RapidCashTrack?

RapidCashTrack is a loan-request service. We connect people who need short-term personal financing with lenders in our network so you can see options side by side without contacting each lender separately.

Are you a lender?

No. We are a loan-request service. We do not make credit decisions, do not set loan terms, and do not fund loans.

How much does it cost to use RapidCashTrack?

Using our service to request a loan is free. Any fees and APR are set by the lender you choose and disclosed to you before you accept.

How long does the form take?

Most people finish in about a minute.

What documents will I need?

You’ll typically be asked for basic identifying information, employment and income details, and bank account details for funding. Individual lenders may request additional verification before approving.

Will requesting a loan affect my credit score?

Submitting the request itself does not affect your credit score. If you accept an offer, the lender may perform a hard credit inquiry as part of their underwriting.

How fast can I get the money?

Once you accept a lender’s terms and any additional verifications complete, funds are typically deposited by the next business day. Timing depends on your bank and the lender.

How much can I borrow?

Loan amounts range from $100 to $5,000 depending on the lender, your state, and your qualifications. Not every borrower will qualify for the maximum.

Is my information secure?

Yes. Your data travels over 256-bit SSL and is stored under strict access controls. We only share your details with lenders considering your request.

Do you sell my information?

No. We do not sell your personal information to unrelated marketing lists. See our Privacy Policy for details.

How do I stop marketing emails?

Email [email protected] and we’ll take you off marketing lists within a few business days.